Logo of Circle of Trust, featuring a shield with a geometric pattern, with black background and white and yellow text.

#1 Insurance Choice for Illinois .

America's Trusted Homebuyers, Homeowners, and Auto Experts.

5 Keys to the Circle of Trust

I. Expert Guidance You Can Trust

II. High Tech, High Touch Philosophy

III. Full Circle of Protection & Value

IV. Complete In-House Care

V. Unity Through Unique Perspectives

Welcome to L&T Agency Group Inc.—your trusted partner in protection. Backed by over 500 years of combined experience across insurance, real estate, and related industries, we specialize in safeguarding what matters most to you.

As Illinois' #1 homeowners’ and auto insurance agency, proudly protecting nearly 36,000 policyholders, and ranked #2 nationwide, we don’t just sell policies—we design tailored protection strategies that fit your life and your future.

Through smart bundling, real results, and a commitment to doing the right thing, we’re here to make sure you feel supported, empowered, and part of a community that’s always looking out for you.

Get a FREE Insurance Quote NOW!

We promise to share industry secrets with you so that you can make an educated decision about what works best for you. Our team is here to make understanding insurance a breeze—speak with one of our friendly experts today.

Join the 36,000+ families, couples, and individuals within the Circle of Trust.

Our team reflects the world we serve, diverse in background, rich in perspective, and united by a shared commitment to doing what’s right. We understand your journey—because we’ve walked many paths ourselves.

Whether you're building your legacy or just beginning to shape it, we’re here to help you protect what matters most. The people you love. The dreams you’ve built. The future you envision.

When you're ready to take that next step, we’ll be right here—ready to listen, ready to guide, and ready to grow with you.

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Check out Craig's "How-To" Videos

Check out Craig's "How-To" Videos

L&T's Craig Takaoka, man in black suit, white shirt, blue tie, wearing glasses, smiling, giving a thumbs-up, standing with one leg crossed over the other.

About Craig Takaoka

Craig Takaoka, Owner of L&T Agency Group Inc., brings unparalleled expertise to homebuyers and property owners nationwide. As the leader of Illinois' #1 homeowners insurance company and the #2 ranked agency nationwide, Craig shares insider knowledge and best practices that protect your most valuable investments and connects you with the trusted, vetted partners to support your journey as a homebuyer and homeowner.