#1 Home & Auto Choice for IL/WI/IN
L&T Agency Group is based in Libertyville, IL and proudly serves the entire states of IL, WI, & IN with trusted, personalized insurance solutions.
Stay Connected with L&T
Catch up on our latest newsletter, watch our newest video, and meet the people behind L&T.
How Your Insurance Policy Safeguards Your Family Vacation - L&T Agency Newsletter July 2026 Edition
Reviewing your insurance policy before a summer trip provides clarity on your policy's protection and relief on your end
Read NewsletterThe Hidden Home Insurance Surprise That Costs Thousands 💸
Understanding your home insurance deductibles before you file a claim is crucial. Most homeowners think one deductible applies to everything, but certain property damage, like wind and hail, can trigger a separate percentage-based deductible. Knowing your policy details prevents expensive surprises. Comment "INFO" below if you want a quick policy review!
See all videos
Meet the Rest of Our Team
Get to know the friendly faces ready to help protect what matters most.
Meet the TeamGet the Latest from L&T
Subscribe to get an email whenever we publish a new newsletter or video.
The L&T Experience — In Their Words
Real feedback from the people who trust L&T to help protect what matters most
My agent helped my family save money with zero pressure. He explained things other agents missed and was honest about future rate changes. The whole agency has been incredibly responsive — issues handled within an hour.
Lombard G.
My agent has experience, knowledge, and razor clarity. She takes time to explain policy details and finds the best rates tailored to your needs. Truly the best agent I have worked with in decades.
Joyce J.
We have received consistently excellent service from our agent. She always gives full attention to our needs, responds quickly, and is available for face-to-face meetings. Highly recommend!
Barbara W.
My agent is who I depend on at L&T. She always takes time to answer questions, does the necessary research, and follows up promptly. She could not be any nicer — an outstanding reflection on the agency.
Christy W.
My agent was wonderful. She had an amazing attitude, helped me find a lower price, and was just great at what she does. Thank you so much!
Jerry W.
My agent helped me beyond what I expected. She took a lot of time to fix some issues and made an impossible situation work for me and my family. Extremely knowledgeable!
Peter R.
The L&T Difference
What Does the “Best” Insurance Really Mean?
Everyone wants the best auto and homeowners insurance. But what does “best” actually mean?
We believe informed decisions create stronger protection.
Because the best insurance isn’t the same for everyone — it’s the protection that fits your life.
We Listen
Before making recommendations, we take the time to understand your needs, priorities, and goals.
We Educate
We explain your options in plain language so you can make informed decisions with confidence.
We Protect
Together, we build protection around your life — not a one-size-fits-all policy.
We Stay Connected
Life changes, and your insurance should too. We’re here long after your policy begins.
Reliable Insurance Coverage Options
From everyday peace of mind to long-term protection, we'll help you find the right fit for your needs and budget.
Do you have questions about your insurance needs?
Contact UsHome Insurance
A financial protection for homeowners against losses.
Auto Insurance
Financial protection for car owners in case of accidents.
Life Insurance
Protection for loved ones in case of unexpected death.
Business Insurance
Protection for companies against financial loss.
Condo Insurance
A financial protection for condo owners against losses.
Renters Insurance
Covers personal property and liability coverage for rentals.
Boat Insurance
Covers damage to boat, on and off the water.
Motorcycle Insurance
Adventure meets safety through specialized policies.
ATV Insurance
Get off-road adventure ready with ATV insurance coverage.
Umbrella Insurance
Extra liability protection beyond your standard policies.
Landlord Insurance
Protect your rental property investment and income.
Valuable Items
Specialized coverage for jewelry, art, and collectibles.
My agent actually makes talking insurance enjoyable. No pressure, patient, and genuinely wants to write policies that suit your needs. Pleasant and insurance in the same sentence — a keeper!
Gail T.
Happy Client
