Umbrella Insurance

Your Umbrella Insurance Experts

Sometimes your standard insurance policies aren't enough. Umbrella insurance provides an extra layer of liability protection that kicks in when your other policies reach their limits.

At L&T Agency Group, we help families and individuals understand when umbrella coverage makes sense and how much protection they need.

The Basics of Umbrella Insurance

Umbrella insurance extends your liability coverage beyond the limits of your home, auto, and other policies. It can cover legal fees, medical expenses, and damages if you're sued for more than your underlying policies cover.

Umbrella policies typically start at $1 million in coverage and are surprisingly affordable for the protection they provide. L&T Agency Group can help you determine the right amount for your situation.

The Impact of Umbrella Insurance

A serious accident or lawsuit can result in claims that exceed your standard policy limits. Without umbrella coverage, you could be personally responsible for the difference — putting your savings, home, and future earnings at risk.

Umbrella insurance provides peace of mind knowing you're protected from life's worst-case scenarios. L&T Agency Group has helped many families safeguard their financial futures with this essential coverage.

• Provides additional liability protection
• Covers legal defense costs
• Protects your assets and future earnings
• Affordable coverage for significant protection

Coverage You Can Count On

At L&T Agency Group, we understand that life comes with risks — some expected, others completely out of the blue. That's why we provide clear, dependable insurance solutions designed to give you peace of mind. Our goal is to help you feel confident in the face of uncertainty, knowing you're protected no matter what comes your way.