Boat Insurance

Your Boat Insurance Experts

Whether you have a fishing boat, pontoon, speedboat, or yacht, protecting your investment with the right insurance is essential. Boats face unique risks both on and off the water.

At L&T Agency Group, we understand the boating lifestyle and help you find coverage that protects your vessel, your passengers, and your peace of mind.

The Basics of Boat Insurance

Boat insurance typically covers damage to your vessel, liability for accidents, medical payments for injuries, and coverage for your boating equipment. Some policies also cover towing and salvage.

Coverage needs vary based on your boat type, size, and how you use it. L&T Agency Group helps you customize your policy to match your boating activities.

The Impact of Boat Insurance

Boating accidents can be expensive — repairs, medical bills, and liability claims can add up quickly. Without proper coverage, a fun day on the water could turn into a financial disaster.

With the right boat insurance, you can enjoy your time on the water knowing you're protected. L&T Agency Group has helped boaters across Illinois, Wisconsin, and Indiana find the coverage they need.

• Covers damage to your boat from accidents
• Provides liability protection on the water
• Covers equipment and personal property on board
• Includes towing and emergency assistance

Coverage You Can Count On

At L&T Agency Group, we understand that life comes with risks — some expected, others completely out of the blue. That's why we provide clear, dependable insurance solutions designed to give you peace of mind. Our goal is to help you feel confident in the face of uncertainty, knowing you're protected no matter what comes your way.